American Revolution

This lecture examines the American Revolution from a broad perspective. The best part about her lecture is that she breaks it down into five easy steps to understand, and for her being a professor at Yale she probably is one of the top favorite teachers Just because of how easy she breaks her lectures down. Freeman relates herself to one of the Founders, John Adams, because he wasn't up to the status quo of every other Founder as she states it. John was humorous and blunt, but serious and revealing, and that's how she is in her lectures.Professor Joanne Freeman is a very intelligent woman that likes to see her students succeed in such a long and very detailed class. Freeman's video starts off by unraveling her plan for the class, and predicts what she thinks her students thoughts are about the American Revolution. Joanne explains how in high school all that was mainly stressed about the American Revolution was the Declaration of Independence and George Washington, Paul Revere, and Ju st a â€Å"bunch of battles†.Freeman makes it clear to the students to be aware and get passed what you've been taught earlier in your life, and she breaks it down into five simple and comprehensive tips to help understand the Revolution and Just piece it altogether. The first tip that Freeman lectures about is by avoiding thinking about the Revolution in terms of a series of facts and dates, in her terms â€Å"a fact bubble. † (Freeman).In greater detail Freeman means that a lot of dates are involved with the Revolution and some are more important than others, and some are Just a string of facts that are there to explain the outcomes that occurred. Like the outcomes that occurred there was a word that disgusted the Founders of that time period, so tip number two is words like democracy, liberty and freedom, aren't all that they seem to be. Democracy has little to no meaning in the colonial era, but you have to understand the subtle ways this was a moment of defining t erms and transformation. † (Freeman).In greater detail Joanne tells the students to think about the meaning of words, not to Just read the definitions, but also to not assume about the words and how they describe the event because they could've meant something completely different now than what they did back then. An example of one of the many words that were brought up around the American Revolution era is democracy. The professor says that â€Å"democracy is a good thing to us now, but not ace then. † Especially Alexander Hamilton, she reads a quote from him and he states democracy as chaos, a disease in fact, and being a Founder it was part of the status quo.Speaking of The Founders, tip three from Freeman is: think of the â€Å"Founders† as real people rather than a mystical historic figure. In easier ways to understand, what Joanne means is that the Founders were normal people, she expressed that we tend to forget that they were people not deem-gods walking around with their chest and head held high. The professor also stressed about not getting caught up on trying to dead the way they spoke, reading and listening to their language from their era sounds more intelligent and inspiring than it really is.A big point that was brought to the student's attention was the breakdown of looking over the opposing points and putting them together like a puzzle to better understand how it all happened and why. The fourth tip from Freeman was â€Å"remembering the Founders aren't the only people who made the Revolution. An easier way to understand this is to know that the Founders weren't men that were dressed up to have a quiet conversation. The Revolution was a popular uprising by a vast amount of colonists fought on American ground by all kinds of Americans.The Founders aren't the only ones who mattered, the Revolution grounded on the ideas and beliefs of the people throughout many levels of society. Last but not least the fifth tip is rememberi ng the importance of historical contingency and that anything could've happened during the Revolution and the outcome wasn't inevitable. The way Freeman explains this tip is that a lot of people assume too much of what went on about the colonists, and that it's important to know body knew what was going to happen in that era because if they did it would've probably been much more dramatic.Professor Joanne Freeman does a great Job of presenting the logic behind the decisions of the day and the feelings of the people and she doesn't spend a lot of time on dates and facts. Also, to be able to take out the preconceived notions out of the way and to view what happened, and to understand nothing was certain throughout the American Revolution are an eye opener. References Professor Joanne Freeman: Five Tips for Studying the American Revolution. Peer. Joanne Freeman. Web.

Stds Among Adolescents In Nigeria Health And Social Care Essay

The first sexual intercourse is a milepost in the physical and psychological development of every adult male or adult female. It can besides ensue in unplanned gestations, insecure abortions and sexually transmitted diseases ( STDs ) , ( Singh et al 2000 ) . Harmonizing to the World Health Organisation ( WHO ) , two-thirds of all STDs occur among the young person ( WHO 1993 and 1995 ) .This estimation can be explained by the high hazard sexual behavior of stripling, such as multiple sexual spouses and unprotected sexual intercourse ( Rosenberg et al 1999 ) . The demand for more policies and programmes in turn toing STDs among striplings should hence be a precedence for every authorities. However, the argument on sexual and generative wellness ( SRH ) is absent or hapless in many states, as the issue of gender and sexual intercourse make people really uncomfortable ( WHO 2006 ) . Again, most sexual wellness programmes for striplings globally tend to concentrate on instruction and bar, go forthing out services which enable striplings to show their frights, concerns and acquire interventions for STDs and other sexual wellness issues ( Nworah et al 2002 ) . This state of affairs can be disputing in some parts of Africa particularly the West where as an stripling, sexual wellness issues are non discussed in schools or places and there are no sexual wellness services for striplings. However, this state of affairs is altering, particularly with the outgrowth of Human Immunodeficiency Virus ( HIV ) infection hitting every three in 10 striplings in Africa. This has led to the committedness of more resources for intercessions in turn toing STDs in many states ( WHO, 2003 ) . In this paper, I will be looking at programmes and intercessions used in covering with STDs in Nigeria among striplings, barriers to accessing STD attention for striplings, societal building of sexual wellness and proposed programmes to better on the bing SRH attention for striplings. 1.2 STDs among striplings in Nigeria Nigeria is the most thickly settled state in Africa, situated on the western portion of the continent with an estimated population of 151,212million ; of this 32 % are between the ages of 10-24 old ages ( UN 2008 ) .With such a vernal population and the high prevalence of HIV in Africa, one will presume there will be policies which are effectual in turn toing STDs among striplings in the state. However, the age of presenting SRH instruction to striplings continues to be debated, whereas recent surveies indicate an addition in sexual activities among this age group, therefore the demand to explicate steps to understate the negative impact of these sexual activities ( Okonofua 1999 ) . Among the factors lending to high rate of STDs among striplings include ; the deficiency of equal information about SRH, dislocation of traditional household control and globalization ( Okonofua et al 1999 ; Odion and Ataman 2010 ) . Although there are no accurate informations on the Numberss of STDs among striplings in Nigeria, several population based surveies indicate an addition in STDs among striplings than grownups ( Okonofua et al 2003 ) In an attempt to turn to the issue, the Nigerian authorities in 2000 collaborated with other international administrations and non- governmental administrations ( NGOs ) to develop a national SRH policy. The subdivision of the policy on striplings focused on forestalling hazardous sexual behavior and the purpose was †to addition cognition of generative biological science and promote responsible behavior of striplings sing bar of unwanted gestation and sexually familial infections † ( Federal Ministry of Health 2001 ) . The following were the marks for the policy ; Increased entree of appropriate generative wellness information to all striplings in and out of school. The debut of gender and household life instruction in school course of study. Increasing the entree of comprehensive youth-friendly wellness services including reding for all striplings, including the disabled by 20 % Enforcement and reappraisal of Torahs relevant to adolescent wellness To run into these marks, the national council on instruction decided to incorporate gender instruction into school course of study to turn to the high rate of STDs among striplings. However, force per unit area from the media, spiritual groups and conservative politicians reasoning that gender should non be taught in schools, therefore naming for more dilution of the programme ( Federal Ministry of Education 2008 ) .Sexuality instruction was hence changed to household life and HIV instruction ( FLHE ) , which is more acceptable by all stakeholders. FLHE was integrated into bing topics and all 36 provinces were allowed to learn to accommodate the socio cultural demands of striplings in each peculiar province. The course of study was besides divided into two degrees ; sensitive issues such as sexual orientation, preventives and onanism was specifically taught in senior secondary and the basic sexual wellness issues in junior secondary schools ( Federal Ministry of Education 2003 ) . Second, to increase entree to reproductive wellness information, SRH nines are organised in schools where striplings can hold forums, arguments, essay composing competitions and interact amongst themselves on sexual wellness issues. These nines besides organise wellness consciousness runs and seminars where wellness professionals distribute educational stuffs and give negotiations on bar and intervention of STDs among striplings ( Federal Ministry of Education 2003 ) . Third, some members of the nine are selected by their co-workers and trained as equal pedagogues. Their preparation on STDs comprises of bar and intervention, acknowledgment of symptoms, spouse presentment, postponing of sexual intercourse pieces on intervention for STDs, benefits of early intervention, where STDs can be treated and the demand for professional aid. They so advocate pupils on one-on-one or in a group on STDs and other wellness issues. They besides distribute information on SRH issues and refer pupils with STD symptoms to the appropriate wellness professional for intervention ( Federal Ministry of Education 2003 ) . Finally, to guarantee enforcement of the policy, all province schools in Nigeria were made to incorporate the policy into bing school topics. The FLHE is the merely sanctioned SRH programme included in school course of study towards the bar of STDs ( UNSECO 2010 ) . In a reappraisal of the policy in 2004, the determination was made to develop more instructors who will specialise in SRH and Teach in senior secondary schools. There were besides sensitisation meetings with educationalists and NGOs working in SRH in an attempt to reenforce the programme in schools and increase the range of administrations working towards its success ( ( UNSECO 2010 ) . A long running rating of the programme, was carried out from 2003 – 2009 in Lagos and claims were made to the followers ; pupils exposed to the programme were more knowing about gender, HIV and other STDs, addition usage of preventives, misss were confident to decline sexual progresss from male childs and better apprehension of relationships ( Philliber Research Associates 2009 ) .In malice of these claims, surveies done earlier and after the execution of the SRH policy indicate that educational programmes have non improved on the Numberss of striplings undertaking STDs ( Adeokun et al 2009 ) . There is therefore the demand to look into why STDs among striplings continue to be high in Nigeria.1.3 Why STDs Remains a Problem among Adolescents in NigeriaEven though the incidence of STDs among Nigeria young person is said to be high, there is no defined steps in aiming striplings for intervention and bar of STDs. Surveies have shown that in malice of sexual wellness instruction, striplings lack cognition in STD bar, intervention and other sexual wellness issues ( Okonofua et al 2003 ) . Parents do non discourse sexual wellness issues with their kids, and information from the media is largely deformed taking to striplings seeking sexual wellness information from equals who besides lack accurate information about the topic, hence misinform others ( Fatusi and Blum 2008 ) .The deficiency of cognition about STDs leads to high incidence of unprotected sex, inability to place symptoms of STDs and reluctance to sought intervention ( Nmari et al 2010 ) . The few province wellness services or clinics are besides adult oriented and guidelines in handling striplings are nonexistent hence striplings feel unwelcome in such installation and hence do non utilize the services at all when they are infected with STDs ( Okonofua et al 2003 ) . This state of affairs is possibly due to how sexual wellness is perceived in societies in Nigeria and West Africa.1.3a Barriers in accessing wellness attention vs. societal building of SRHThe societal building of gender functions has brought about inequality in every society.SHR is one country affected by gender inequality in Nigeria. Gender functions have made work forces accountants of birthrate and gender of adult females ( Connelly et al 2000 ) ; doing adult females subordinators with less power in sexual relationships refering contraceptive method, abortion, and gestation while work forces determines the footings of the relationship ( Dixon-Mueller, 1993 ) . However, in a survey by Shefer et al 2002, adult females are blamed for being the causers of STDs, even though they have less power in negociating for safer sex. Individual ‘s behavior or actions on SRH reflects what is socially acceptable or non in communities. This besides explains society ‘s perceptual experience on striplings SRH. The societal building of SRH for striplings in Nigeria explains why most wellness services for STDs are adult oriented. SRH for striplings is a sensitive issue in Nigeria. Both traditional and spiritual leaders believe that adolescent generative wellness should non be discussed until a male child or miss is ready for matrimony. Traditionally, striplings are taught generative wellness during the rites of transition when they are ushered into manhood or muliebrity and ready for matrimony ( Marcusan et al 2010 ) . In the same manner, the Bible or the Koran forbids pre-marital sex hence supplying information about it will promote striplings to indulge in sexual activities before they marry ( Marcusan et al 2010 ) .This besides explains the force per unit areas from the media, spiritual and conservative political leaders to alter the initial gender instruction programme into FLHE. Most striplings besides complain about clinics non being youth friendly and missing privateness therefore their refusal to seek sexual wellness advice or intervention for STDs. The deficiency of privateness is besides a societal issue, from personal experience working in sexual wellness clinic, service suppliers adopt a domineering attitude in relation to service users and tend to handle patients their ain manner with small respect for their rights and self-respect. This state of affairs is worse when covering with patients with STDs. In a survey carried out in South Africa by Shefer et al 2002, patients with STDs were verbally abused by wellness workers by naming them names and this de-motivate striplings from seeking information and intervention for STDs. Again, due to cultural perceptual experiences about STDs, where it is seen as grownup job, striplings who present with STDs are stigmatised by their communities. This stigmatization influences the possibility of an adolescent seeking intervention. Often times, they besides hesitate in seeking intervention because of the possibility of run intoing people they know therefore compromising the confidentiality of their visit to the STD clinic ( Shefer et al 2002 ) . Confidentiality as frequently used in professional codification of moralss can be broken when person ‘s life is threatened. Confidentiality in this state of affairs can be broken non because person ‘s life is threatened but for societal grounds. In most portion of West Africa, people act as their neighbor ‘s keeper, hence it is the responsibility of grownups to describe a kid or striplings if they are seen indulging in harmful patterns ( hypertext transfer protocol: //www.ajol.info/index.php/og/article/viewFile/57930/46296 } . As mentioned earlier, STDs are diseases of grownups non striplings hence parents must be informed when their kids are seen accessing information or intervention for sexual wellness. Other grounds why striplings do non seek intervention or information for STDs is the high cost of infirmary fees which they are unable to afford. Some striplings therefore entree intervention from traditional therapists, where fees are low-cost, where they will non meet any of the jobs they face at western type of clinics and in line with societal building of diseases. For case STD was perceived as penalty from the Gods or witchery ; hence intervention must be sought from traditional therapists or the fetish priest who were seen as the oral cavity pieces of the Gods on Earth ( Nworah et al 2002 ) . Having said these, there were besides few cringle holes in the 2000 policy which can be improved upon. 1.5 Loopholes in the policy/programme The ends of the policy indicate that non merely is STDs a job among striplings but besides unwanted gestations. Broadening the range of the marks to cover SRH in general was a good thought as there may be other sexual wellness jobs faced by striplings which were non documented, but at that place should hold been specific marks for STDs and unwanted gestations as it was the focal point of the policy. Again, marks must be clip edge, nevertheless all four marks had no clip frame ; hence mensurating it will be hard. For case, 20 % was mentioned in the 3rd mark but the per centum of entree to comprehensive youth friendly wellness service before the policy was non mentioned, therefore hard to mensurate accomplishment. The policy was for striplings in and out of school, but there was no reference of how the out of school programme was implemented, it is hence ill-defined if those out of school were exposed to the programme. It is non surprising that the rating indicated addition cognition of SRH among striplings exposed to the programme. Again, some subjects were merely taught in senior secondary while basic subjects were for junior secondary but there were no reference of which topics the juniors were taught and whether it was relevant for them. The motivation for learning different subjects was non mentioned but this may connote that some striplings who are older but in junior secondary missed out on indispensable SRH subjects important for striplings their age. Specialized instructors were trained for senior schools, this once more may connote those learning in junior schools were non specialised, and speaking about SRH to striplings can be abashing for both instructors and pupils and may impact the quality of instruction every bit good as pupils non inquiring inquiries to clear uncertainties. Finally, the force per unit areas from the media, conservative politician and spiritual leaders faced the authorities to alter gender instruction to FLHE. This is a instance of people concealing behind faith, civilization and political relations to oppose a societal plan instead than rationally looking at the jobs facing their state. To beef uping SRH programmes and cut down the incidence of STDs among striplings, there will be the demand to suggest programmes to better on the bing one. 1.5 Proposed schemes to better programme The purpose of the programme will be awareness run for STDs and behaviour alteration among striplings. The programme will be restricted to striplings aged 11 to 24, therefore the junior and senior secondary age. This age group is chosen to acquire blessing from parents and besides to affect them, as a survey carried out by Wilson et Al in Ghana indicate that most parents will be unhappy for their ten twelvemonth old kid to be taught on SRH issues. To forestall resistance to the programme, audience will be held with parents, instructors, spiritual and community leaders, politicians and the media to explicate the graduated table of the job, why it is of import to learn striplings issues about STDs and SRH in general and seek their positions on the issue. Another audience will besides be held with pupils ‘ representatives, community and spiritual young person leaders to edify me and other sexual wellness experts on the sexual wellness demands, cognition and behavior of striplings in the state. This is important to the programme as surveies have shown that most SRH instruction programmes are affected by disused and hapless information ( Slap et al 2003 ) . The programme will affect striplings in and out of school. For those in schools, the current course of study would be maintained but subjects taught will be the same for both those in junior and senior categories to forestall the juniors seeking information from the senior category which they might non cognize and mislead them. Specialized instructors and SRH professionals will make the instruction to cut down the sum of embarrassment, trusting to construct the assurance of instructors and pupils with clip, so that they can hold more unfastened treatment about SRH issues. In add-on to what equal pedagogues are already making, they will besides be involved in given negotiations making seminars and runs as this is proven to be effectual ( Okonofua et al 2003 ) . For striplings out of school, community and spiritual young person leaders will be given the same preparation as those in schools to take the function of equal pedagogues. Seminars will be organise in churches, mosque and young person assemblages within communities where equal pedagogues will be joined by specialized instructors and SRH professional to give negotiations on SRH issues to the young person. Social selling will be used largely to make out to those out of school. Ads on wireless and telecasting will be done in common local linguistic communications for those who are illiterate. Studies will be done to place catchment countries for striplings where function dramas and picture shows will be organised on SRH issues for them. In add-on to these, in service seminars will be organised for wellness workers in SRH clinics. In these seminars accent will be on schemes aimed at de-stigmatising cultural perceptual experiences about STDs. This is important as surveies carried out in Kenya and Zambia suggests that nurse accoucheuses working in sexual wellness clinics did non like go toing to adolescent with STDs because they see them as promiscuous ( Warenius et al 20060 ) . Hospitals will besides be encouraged to put a twenty-four hours or half twenty-four hours for assignments for striplings and besides do information cusps on SRH available at clinics for patients to pick and read more on SRH issues. In audience with young person leaders and SRH experts, young person Centres will be set up with clinical countries. This is to guarantee that locations of Centres are convenient for striplings. Services will include guidance, prophylactic services, STDs and relationships. The clinical country will supply diagnostic services such as research lab and scan services and clinics will be organised twice a hebdomad for those who need medical services to be seen by wellness professionals. To do these Centres youth-friendly, both striplings and SRH professional will run the Centres. Finally, traditional therapists will be educated on SRH issues and encouraged to mention patients to wellness professionals for a item. Parents will besides be encouraged to discourse SRH issues with their kids to assist bridge the spread of striplings seeking information from their equals.EvaluationEvaluation of the programme will be ongoing at each stage of the programme to set and better on loopholes. Final rating will be carried out a twelvemonth after implementing the programme. To acquire a brooding image of the impact of the programme, random sampling of in and out of school striplings will be done to avoid choosing merely those exposed to the programme. Questionnaires will be used and inquiries will be asked on ; where striplings get information on SRH, barriers they face accessing SRH attention, handiness of young person Centres and service provided. Indictors will be ; 10 % decrease in the Numberss of reported STDs instances among striplings. Continuous usage of societal selling schemes in the programme. SRH instruction being examinable in schools. 20 % addition in striplings accessing SRH services. Result of the rating will be used to better on loopholes in the programme to accomplish the coveted result.DecisionThe SRH demands of striplings should non be over looked, as complications from these wellness issues can be significant for both persons and the authorities ( WHO, 2003 ) . Adolescents in Nigeria are said to miss equal cognition about SRH issues, but perceptual experience of people about STDs and hapless wellness installations have all contributed to the high incidence of STDs among striplings. There is the demand for a countrywide arguments on how SRH information should be disseminated to striplings and besides diffuse the negative perceptual experiences about STDs and other SRH issues. Existing SRH installations for striplings should be improved upon both in footings of substructure and forces. The authorities should besides make the atmosphere for private sector engagement in presenting SRH plans so people can do picks. It should nevertheless, be emphasised that the success or otherwise of any intercession will besides depend on the willingness of people to accept it.

CPOE Assignment Example | Topics and Well Written Essays - 250 words

CPOE - Assignment Example This way, the implementation of CPOE makes the process of giving care to patients more efficient and effective. Additionally, the implementation of CPOE helps in making cost-conscious decisions by the physicians (Sittig & Stead, 1994). This is because, they already have all the entries regarding patients treatment requirements in a computer, which makes it easier to base their decisions on such information, as opposed to arbitrary or uninformed decision making (Sittig & Stead, 1994). Most significant is the fact that, the implementation of CPOE strategy helps in the optimization of the physicians time (Sittig & Stead, 1994). While recording information on other media takes more time, as does searching and retrieving such information, the case is different with computer made entries. Computer made entries enhance the speed of recording and retrieving information, thus allowing the physician to concentrate on patient care. This way, the implementation of CPOE helps to ensure that a med ical practitioner spends more time addressing the patients, as opposed to perusing through books and files in search for information and medical instructions (Sittig & Stead,

Monitoring the Surf Shoppe Servers Assignment Example | Topics and Well Written Essays - 1500 words

Monitoring the Surf Shoppe Servers - Assignment Example It gives provision for the graphical interface that is used in the customizing of the Data Collector Sets and the Event Tracer Sessions. The Performance Monitoring tool is composed of three monitoring tools of the Windows Server, namely the System Monitor, the Performance Monitor, and the Advisor of the Server Performance. New features, however, have been incorporated: including the Data Collector Sets, the resource view, the diagnostic reporting, scheduling, and templates and wizards for the creation of logs (Hassell 2005). The Overview Screen which is also identified as Performance Icon. In central pane that contains the details, the overview screen is exhibited as home page, when the tool of monitoring performance is called upon. It depicts a graphical representation that is in real-time, for the usage of the CPU, network, memory, and disk for the system of the Windows Server 2008 R2. 1. The Performance Monitor- This is a tool that offers the analysis of performance and information, which is used for the analysis of troubleshooting and the monitoring of performance. The Performance Monitor exhibits the outputs of the performance counter in line graphs, bar chart and the report format. 1. Objects- They are categorized in accordance to the functionality of the system or by alliance in the system. They can symbolize those entities that are logical in nature, for example, the memory. The amount of objects present in the system is based on the configuration of the system. The Data Collector Sets- It assembles the data collectors to elements that can be reused with the diverse situations of performance monitoring. This enables the application of a single change of property to be applied to the whole set of the Data Collectors. The Report Generation- It provides reports that are friendly to the user. It enables one to quickly generate the reports and with the use of the Data Collector Set one can be able to

Project Initiation Essay Example | Topics and Well Written Essays - 250 words

Project Initiation - Essay Example * Objectives. The Room Sized Plastic containers to be launched in the market within 9 months. Primarily it is expected to increase the company’s market presence by 50 % by the third year. However, this product will be a foundation for add-on products, and further revenue generation * Clear Statement of What This Project Will Not Include As the company is already involved in similar products and as the company has the injection mould of the required size, the Project will not include major Capital investment. * Major Known Risks The largest risk in the implementation of the project is its market competence. It must be noted that there is a similar product which has secured ample market presence. This would affect the quantum of sale resultantly delaying the achievement of breakeven. However, the fact that the new product won’t involve high increase in production cost would ensure that the product would easily survive the market establishment phase and resultantly bring in revenue for Winston Manufacturing Company. *External Dependencies The projects will involve and extra 10% of Human Resource. This could be utilized from other departments. 10 new laborers will have to be appointed to the production team. Other human resources may be tapped from the existing staff strength. The project would demand extensive cooperation amongst various departments. All the stakeholders of the project * Project Strategy The Company will use the existing injection mould to produce Room Size containers. The existing sources of inputs will be utilized. The project would attain break even earlier, as the new product won’t involve much of capital investment in terms of production line, resulting in early returns. This must be read together with the fact that the company can use the already existing production system for the new

Goals and Objectives of the Department of Homeland Security Essay

Goals and Objectives of the Department of Homeland Security - Essay Example The department is lead by Secretary Jeh Johnson who was given the leadership position during the period of 2013 and is recognized as the fourth individual to hold the position (Design, 2014). He has profound amount of experience in providing services in relation to securing the nation and enforcing the laws as well as practicing as a private attorney. He had previously held key positions to defend the nations. He was even employed as the Air Force department’s general counsel as well as assistant to the attorney of US for the southern district of the region of New York. There are seven assistant secretaries for the department including the assistant secretary of policy, foreign affairs, strategic management, and private sector. The main secretary is Alan Bersin who has been employed as an acting secretary for the office of policy making (Design, 2014). There are a total of 17 different directorates, offices as well as agencies that are a portion of the DHS. These include UCIS which serves the purpose of assisting those who want to migrate to the United States (Dhs.gov, 2014). CBP was created with the purpose of ensuring that terrorist as well as their warheads remained outside the soil of the United States. USCG was created to ensure the protection of the maritime region and practices of the United States (Dhs.gov, 2014). FEMA was created with the purpose of helping in improving the ability of the nation from protecting itself from any form of hazard. FLETC was created to train and develop the professionals of the law enforcement arena. ICE was created to ensure that the laws and regulations of the nations that were created regarding the border were being followed (Dhs.gov, 2014).

Financial Regulatory Systems Essay Example | Topics and Well Written Essays - 2500 words

Financial Regulatory Systems - Essay Example All these points are dealt with close contrast between Australian and Singaporean financial system. The main aim of the paper is to deal with some important points that make a well-structured financial system by comparing the Australian system with that of Singaporean one. It brings sharp contrast of the western financial system with that of Asian. The paper stresses the importance of institutional structure in the design of strong financial regulatory system. After thorough study of sources like International Monetary Fund's report on Australia's and Singapore's financial system, the report of Monetary Authority of Singapore (2006), Perkins, J.N.O., book , The Dergulation of the Australian Financial System: The Experience of the 1980, Ng Nam Sin's speech in 2004, Ginnie Teo's articles on Singapore. There are other sources of information that help to make this paper worthwhile. The main findings of the paper is the structure and functions of the financial regulatory system in Australia and Singapore and the related changes that both the nations have brought in to stand as the ultimate destination the financial sector. The paper concludes with the point that how both the nations are trying to become the regional financial services hub. For this the two countries are ready to bring certain changes in each other system to show their prowess in the financial sector. ... e some recommendations in the form of table, which is vital for financial stability and that's more important for any country to fit into the global financial regulatory system. "Identify and discuss the differences and similarities between the structure of the Australian Financial regulatory system and one Asian country, such as Singapore, Malaysia, Indonesia or Hong Kong". Introduction Maintaining financial stability is an important step towards the development of economy. Every nation is now working hard to bring financial stability. It not only checks the inflation but also brings transparency in the financial system, including the activities of hedge funds. The main objectives of the financial regulatory system are to maintain market confidence in the given financial system; to create public awareness of the financial system; to protect the consumers and to minimize financial crime. A well-structured financial regulatory system encourages competition and diversity in the provision of financial services through information disclosure, auditing and enforcement. It is a known fact that the financial system structures changes continually in response to financial innovations and to changes in both the economic environment and the regulatory framework. If we are talking about the world-class financial regulatory system then Australia tops the list. Australia has built a world-class financial sector regulatory regime, which provides security and integrity, through a sound, flexible and strong system of financial regulation. It is specially designed to prevent systemic failure, and avoid unnecessary burdens on business. Even some of the Asian countries such as Singapore, Hong Kong, Indonesia, Malaysia, etc. are also trying to ensure a strong financial regulatory

Difference between rationalism and empiricism Essay

Difference between rationalism and empiricism - Essay Example Rationalist believe that truth exists and rational and logic can grasp truth. Empiricism Empiricism is a Greek Philosophy Empiricism is a philosophy which bases on experience for knowledge This philosophy establishes that sensory experience is the sole way to gain knowledge Empiricism is related to the material world and phenomenon of universe. Empiricism is related to posteriori knowledge which means knowledge need experience. Empiricism explains that all human ideas are based on some outward experience Empiricsim is a psychological thought. Empiricism is philosophical theory which believe on intelligent assessment of things in universe Empiricist believe that knowledge is gained though experience and not by innate ideas. Plausibility of the theories Rationalism -Rationalism is a theory which is based on logic or rational. It is right that logic is predisposed with us who give us the ability to understand between right and wrong. If a person does not have logic then it is not possib le for him to evaluate experience or gain knowledge. However, logic itself cannot give knowledge, as human being is social beings some kind of experience can complete our knowledge level. The strength of this philosophy is universal and eternal which means that if one person can think then all others can as well. Rationalism makes us independent because we don’t need experience from outside to increase our knowledge. This philosophy believes in innate ideas and hence is natural and pure. The weakness of this philosophy is that only by thinking one cannot gain knowledge. For example ;We can imagine of a strawberry of how it would look like but we can never think of it taste. This is because our brain does not have the faculty to give sense of taste of aching which we never... Rationalism -Rationalism is a theory which is based on logic or rational. It is right that logic is predisposed with us who give us the ability to understand between right and wrong. If a person does not have logic then it is not possible for him to evaluate experience or gain knowledge. However, logic itself cannot give knowledge, as a human being is social beings some kind of experience can complete our knowledge level. The strength of this philosophy is universal and eternal which means that if one person can think then all others can as well. Rationalism makes us independent because we don’t need experience from outside to increase our knowledge. This philosophy believes in innate ideas and hence is natural and pure. The weakness of this philosophy is that only by thinking one cannot gain knowledge. For example, We can imagine of a strawberry of how it would look like but we can never think of its taste. This is because our brain does not have the faculty to give a sense o f taste of aching which we never experienced.Empiricism -The main strength of empiricism is that it believes that knowledge can come only through experience which is obtained through sensory organs. We learn from scientific methods and experiments and gain knowledge more and more. According to this philosophy, the best way to understand things is to see with the eyes. The second strength of empiricism is that it gives experimental reasoning. Here the past experience and observation contribute to the gaining of knowledge.

Activity Based Costing (ABC) Assignment Example | Topics and Well Written Essays - 3000 words

Activity Based Costing (ABC) - Assignment Example Historically, ABC started to become popular as an alternative approach to traditional cost accounting about three decades ago, where the latter has become increasingly proving its irrelevance (Emblemsvag, 2010). The increasing automation of production as compared to being labor-intensive, the multiple product lines compared to small number of products being produced, and the increasing overhead cost of companies are factors which are said to have contributed to the popularity of ABC (Emblemsvag, 2010). ABC is said to have addressed some important issues which traditional cost accounting may have left hanging when it comes to question of reason or logic in cost allocation. Comparing the two methods of allocating cost, Emblemsvag (2010) highlighted three salient points of ABC: 1. ABC assumes cost objects consume activities whereas traditional cost accounting assumes cost objects consume resources, 2. ABC uses drivers at various levels (hence consumption, and therefore cost varies at all levels), while traditional cost accounting usually employs volume related allocation as bases for costs, and 3. ABC is process oriented, while traditional cost accounting is process oriented. Higher productivity as a desired goal or objective, therefore, is better achieved using activity based costing than traditional cost accounting. ... Such opportunities may not be readily available in a traditional cost accounting system, making ABC the wiser choice for productivity managers. Therefore, ABC is a tool that has proven to be a valuable tool for efficiency and productivity performance, and probably an indispensable method of cost allocation and cost accounting for modern organisations. Many more typical benefits of ABC have been cited (Value Based Management, 2011), and among them are: Ability to identify the most and least profitable customers, products, and channels, Ability to easily identify the root causes of poor financial performance, Ability to track costs of activities and work processes, Equip managers with cost intelligence to better drive improvements, Meet important marketing objectives, such as determination of a better marketing mix, enhancement of bargaining power with customers, and achieve better positioning of products in the market From the above premises it can be gleaned that ABC offers the bette r solution for any problem arising from overhead cost allocation. Definitely, ABC is an improvement of what traditional cost accounting aims to address, i.e., allocation of cost to where it matters most, keep costs down, and contribute to rising profit levels for the company through increased efficiency and productivity. But is ABC really perfect? Has it become the eureka of overhead allocation, where a lasting solution has been found to last a lifetime? Is there a downside, a lowlight, anything that ABC would not be able to achieve? Is it the perfect cure? There are some weaknesses when ABC is implemented by organisations. But such weaknesses or limitations are far

Teaching Students with Disabilities with the use of technology to Research Paper

Teaching Students with Disabilities with the use of technology to support the learning process - Research Paper Example The paper avails insights on the role that technology plays in promoting the educational needs of students with disabilities. The paper explores the significance of integration of technology into the classroom for students with disabilities and its impact on students’ learning processes. The development of technology has assisted students with severe disabilities to overcome a broad range of limitations that constrain classroom participation. Teaching Students with Disabilities with the Use of Technology Introduction The National Centre for Learning Disabilities delineates learning disabilities as genetic and/or neurological disorder that influences the brain’s ability to obtain, process, store, and react to information. Learning disabilities encompass a number of conditions that might influence the acquisition, retention, organization, understanding, or utilization of information. Learning disabilities emanate from impairment in one or more processes associated with pe rception, thought, learning, or memory. Such a disorder can influence a person’s oral language, writing, memory and processing information, organization issues, sensory ability (vision and hearing), reading or computation and problem solving abilities (Quenneville, 2001). An overview of teaching students with disabilities Millions of students across the U.S. ... It is estimated that close to 286 million children with disabilities globally are within the primary school education context. As a result, it can be stated that children with disabilities comprise the world’s largest and most disadvantaged minority when it comes to education. For these children, computer based technologies can play an exceptional role. Computer technologies possess the capability to assist a broad range of educational activities directed at fulfilling a variety of needs for students with learning disorders. Adaptive technologies enable even those students with severe disabilities to become active learners within the classroom alongside their peers, who might not have disabilities. Technology  integration into educational programs  facilitates learning for students with diverse abilities across all grade bands. Computers can reinforce the variety of ways in which learners construct their own understanding by utilizing computers as resource tools, work stat ions for individual learning, or as communication channels for sharing information with other learners. Computers can be employed to assist in the creation of active experiences, besides encouraging cooperative learning and student collaboration. The incorporation of specialized features  into the curricula aids students with disabilities to interact with classroom technologies, as teachers are able to customize content for diverse students’ needs and preferences (Male, 2002). Technology holds immense promise for enhancing teaching practices for all students and aiding in the development of effective approaches to teaching children with sensory and learning disabilities. The Role of Technology in Supporting Students with Learning Disabilities

Managing Financial Resources Essay Example for Free

Managing Financial Resources Essay SUMMARY RESULTS AND RECOMMENDATIONS The proposed refrigerator manufacturing and sales project for Tesca Works, Inc. is a financially complicated project which on the surface, given the increase in energy costs and customer demand may seem like a winning proposition. However, when we delve further into the details of the financial projections along with projections of the future of the refrigerator market we are able to make a confident recommendation to Mr. Burton and the executive staff at Tesca Works, Inc. Using the information provided by the Tesca team we were able to create a comprehensive capital budget and cash flow analysis for the proposed refrigerator project. Through our analysis we found that the cost of capital of the project to be 13.487% and a Weighted Average Cost of Capital (WACC) to be at a value of 9.70%. Factoring in the WACC into our projections we found that if the demand maintains at an average rate the project will be at a positive Net  Present Value of $5,997,505.31 with an IRR of 13.21%, a profitability index of 8.84, and an approximate payback period of 6.84 years. Please see Exhibits below for a snapshot of the capital budget and NPV values. This information seemed to be very promising for the project in general. However, our continued analysis showed the project to be very sensitive to the sales price per unit of the refrigerator. We used the average demand scenario to produce a sensitivity analysis and found that with just a 5% decrease in the sales price of the refrigerator the NPV quickly dipped into a negative value thus showing the project to be extremely sensitive to the sales price of the refrigerator. Our scenario analysis also exposed a strong probability of the project giving a negative Net Present Value and giving a probable low Internal Rate of Return of only 4.01%. This is mainly due to the projects sensitivity to the sales price of the refrigerator and the potentially lower sales in the event of weak demand for the product. Because of the high probability for a very low IRR and negative NPV we are recommending that the project be rejected. The information we have uncovered through detailed financial analysis showed that the project is far too sensitive to lower demand and lower sales prices per unit. This is especially true for a lower sales price for the refrigerator. We found that even a small decrease in the sales price of just over 1% would cause the project’s NPV to become negative, even with an average unit sales demand. There may be potential for an average or strong demand in the marketplace, however there is too much risk to recommend project acceptance. A decision to move forward with the project would be mainly based on a ‘gut-feeling’ rather than on sound financial reasoning. Thus it is our official recommendation that Tesca Works, Inc. reject the project. 1) IMPORTANCE OF ENERGY COST SITUATION The question of energy cost being a factor of the decision to move forward with this project is of critical importance. This is because whether or not consumers are inspired to purchase a new appliance may be spurred by  increases in energy costs as well as possible tax benefits or rebates from power generating companies. Some consumers may be aware of the benefits of energy efficient appliances which may cause an increase in the normal demand for refrigerators. Tesca is in a unique position to be able to offer high efficiency refrigerators to the United States public at a time when the public is looking to reduce their use of electricity and other utility costs. When we look at the graph above it can be seen that the cost of electricity has steadily increased over the last 10 years. The price per kilowatt hour has increased almost 50% in 10 years (EIA, 2014). Thus to the consumer the price of energy is a big concern and the costs will most likely continue into the future. There is potential for an increased demand to replace aging inefficient appliances that are causing increased electrical bills for consumers. The energy cost and potential benefits to the consumer are of importance when determining the future of this project. The project is forecast to be of a positive value if the demand for refrigerators is at an average or strong demand from consumers. However, the realization of a high or average demand is mainly based on ‘gut-feeling’ rather than on sound financial information. There are too many variables in the marketplace that could cause demand to be weaker than projected. Such variables as a weak economy or recession could cause sales to drop which in turn would cause the project to lose its value quickly. 2) What is the project’s cost of equity? What is the appropriate discount factor to use for evaluating the refrigerator project? As seen in Exhibit I below, the project’s cost of equity (COE) is calculated to be 13.487%. We found this value by using the Capital Asset Pricing Model (CAPM) formula by adding the treasury note yield with the beta value, then taking the market return rate and subtracting the treasury note yield. We then multiply those values together to attain the cost of equity value of 13.487%. This means there is a rate of return on investment of 13.487%. The Beta for Tesca Works, Inc. is fairly consistent with their competition. Tesca’s beta value is at 1.3 which means that Tesca’s value has been more volatile than the market. While this means there is more risk when investing in Tesca there is also a greater possibility for higher rates of  return. Exhibit I also shows the table used to calculate the Weighted Average Cost of Capital (WACC) or discount factor which we used to evaluate this particular project. We used the following formula to calculate the WACC for this project. We know that the higher the weighted average cost of capital the less likely it is that Tesca will be creating value for its investors. The WACC helps us to determine if a company is creating value and presents the minimum return to satisfy investors and creditors. 3) Which of the two compressors should be used in the refrigerator if you decide to go ahead with the project and why? As seen in Exhibit II we determined that the CM-004 compressor should be used for this particular project. We came to this conclusion by finding the present value of the five year compressor warranty and adding that to the cost of the compressor. We used the weighted average cost of capital as the rate in our present value calculations. While the TS-L12 has a less expensive purchase price it has a more expensive warranty cost for the five year warranty period thus making it a more expensive overall compressor. When we use the present value calculations on both compressors, factoring in the warranty, we found that the present value of the CM-004 is $18.21 less expensive than the TS-L12 compressor. This makes the CM-004 compressor 4% less expensive to purchase for the warranty life of the compressor. It was important to take calculate the present values of both compressors to get an accurate comparison of the costs of the two compressors for the five year warranty costs of each compressor. While on the surface the TS-L12 may have seemed less expensive the overall cost in present dollars was higher when we factored in the value of the five year warranty on both compressors. 4) Forecast the project’s cash flows for the next twenty years. What assumptions did you use? Once we selected the appropriate compressor to use we were able to plug in  certain input values into our equations to create a cash flow projection for the entire project lifetime. We used the weighted average cost of capital value found in our earlier calculations as one of our input values. We also found the present value of the refrigerator, see Exhibit IV, by using the input values given in the financial information from Tesca such as the labor, parts, and compressor costs. We found the cost of the refrigerator to be $1,269.36, see Exhibit III. ASSUMPTIONS MADE: Certain assumptions were made when calculating the projected cash flows for the refrigerator project. We assumed inflation would remain at 2.5% and used that value to increase the sales price, variable cost, and administrative fixed costs each year. Please see Exhibit IV for a breakdown of the inputs used for the cash flow projections. This allowed us to gain a more a more realistic forecast of the project’s potential cash flows for the entire project. We also used the average demand as our base projections for the project. This is because the average demand scenario has the highest probability of 45%. We used straight-line depreciation with regard to depreciating the investment in the project over time. We detailed the first three years of the project, years zero through two with the appropriate investment amounts during each of those years. Since production and sales did not begin until year three we were able to make an assumption of potential tax returns on the invested dollars for years one and two. We used the tax rate of 25% to calculate the tax returns along with the taxable amounts for all years. See the attached spreadsheet for the detailed cash flow projections. We also assumed that since the refrigerators could be produced for a total of 20 years the entire life of the project would span from year zero through year 22. This is because the production of the refrigerators could not begin until year three, thus making the projects timeline from year zero through year 22. With this information and assumptions we found that when the units are in production and being sold the project will yield a positive annual cash flow. The working capital was found by taking the 11% and carrying it over  for each year. We used the initial Net Operating Working Capital (NOWC) found in year two then calculated the difference using 11% of the difference of the sales each year and calculated that for the entire life of the production. 5) Use the appropriate capital budgeting techniques to evaluate the project. As seen in Exhibit V we used the appropriate capital budgeting and performance measures to evaluate the life of the project. Exhibit VI displays the results of the capital budgeting analysis. We found the NPV for the average demand scenario to be $5,997,505.31 which is a positive value for the project given the average demand inputs. The Internal Rate of Return was calculated as 13.21% which, again, is a positive value and could provide for a nice rate of return on the project since it is higher than the weighted average cost of capital and the market return rate. The profitability index was found to be at a value of 8.84. Because the profitability index is higher than 1.0 that shows that the project present value is greater than the initial investments in the project. We then calculated the number of years for a payback on the initial investments in the project. We found that the simple payback of the initial investments would take 6.48 years for the average demand scenario. In simple terms, and if we only used the average demand assumptions, this project would seem to provide positive net results for Tesca. Using the average demand inputs the NPV, IRR, Profitability Index, and Payback Years are at an acceptable level. However, as we will cover in later sections, when we include probability analysis of the other demand scenarios we find that the project is less than desirable. 6) Use the average demand scenario to evaluate the sensitivity of the project’s NPV with respect to sale price of the refrigerator and the cost of the compressor.  We used the average demand scenario to produce a comprehensive sensitivity analysis of the project. We utilized three variables when conducting our sensitivity analysis, the sale price of the refrigerator, the cost of the compressor, and the project’s weighted average cost of capital. We included the weighted average cost of capital as an extra variable to get further details on the sensitivity of the project. We used a scale of 5% increments from -25% to 25% which allowed us to produce a sensitivity analysis with adequate details. Please see Exhibits VIII and IX for the numerical details and sensitivity graph for the project. The sensitivity analysis uncovered the following critical information with respect to how sensitive the NPV of the project was to the given variables. Sales Price Sensitivity We found that even a small decrease in the sales price of the refrigerator of just over 1% caused the project’s NPV to become negative. The graph in Exhibit IX shows the steep sensitivity line with respect to the change in the sales price per unit. Even with an average sales demand, if the price dropped to 15% which is approximately the same sale price of our weak demand scenario the NPV was substantially below zero at a negative value of $-57,667,920. With each 5% increment the NPV values sometimes increased or decreased at a rate that doubled or more because of the projects extreme sensitivity to the sales price of the refrigerator. The profit margin on the refrigerator of 19.41% and markup of only 24% does not leave much room for a price reduction in the sales price of the refrigerator. The data also points to a wide range in NPV with respect to the sales price of the units. There was a total range of over $212 million for the sensitivity of the sales price per unit. This d ata leads to the discovery that the project is extremely sensitive to the sales price of the refrigerator. Compressor Cost Sensitivity The project was not as sensitive to the cost of the compressor, however, it did not take a large percentage increase in the cost of the compressor to throw the NPV of the project into a negative value, just over 5%. Exhibit IX’s graph shows the sensitivity lines for the project. The compressor sensitivity is not nearly as steep as the price sensitivity per unit. Because the cost of the compressor affects the profit margin on each refrigerator the lower the cost of the compressor the better the NPV because  of the increased profit margin per unit. 7) Based on the scenario and sensitivity analysis you performed above, comment on the overall riskiness of the project. Based on the scenario and sensitivity analysis we were able to determine that the project is of a high risk nature. There are several factors that make this project such a high risk which include the narrow profit margin per unit, the uncertainty of the future market, the high cost per unit, and the high administrative costs. Through a scenario analysis we analyzed the three potential demand scenarios for this project. We used the weak, strong, and average demand scenario variables to formulate the probabilities for the project. We found that the probability of the NPV is a significant negative value of $-6,300,213, see Exhibit VII for details of the scenario analysis. We also found that the probable IRR of the project was very low at 4.01%. Given the low IRR probability of 4.01% that means it is significantly lower than the SP 500 market return of 11% and barely a point higher than the 10-year treasury note yield of 2.71%. The low probable internal rate of return is another red flag for the riskiness and viability of the refrigerator project for Tesca Works, Inc. The weak demand scenario produced significant negative values for the NPV and the internal rate of return (IRR). The weak scenario also produced a non-existent payback period within the 20 year production lifecycle of the project. With each scenario the selling price and unit sales were changed, however, the high cost of each unit and administrative costs remained the same, thus adding to the risk of the project since it is highly reliant on an average or strong demand and higher sales prices per unit. While the project has the potential of a very high NPV, IRR, and payback period with a strong demand, the projects sensitivity to price and market demand make this a very risky project to undertake at this time. If there were ways to increase the profit margin or decrease the fixed costs of the project that may help decrease the risky nature of this particular project. 8) Would you recommend that Tesca Works accept or reject the project? What is the basis for your recommendation? We would not recommend this project for Tesca Works, Inc. Our recommendation is for Tesca management to reject the project. Our analysis has shown this project to be too sensitive to market shift and too risky to undertake at this time. While there is excitement across the country for more energy efficient appliances, we feel that the project poses some significant risks for Tesca. The successful outcome of the project truly relies on the demand from consumers. Their demand will determine the selling price and sales volume of the refrigerator units. If this demand is barely below the average demand we will see a negative NPV for the project and thus a negative result for Tesca Works, Inc. Recent economic history in the United States has shown the economy to be unstable and may not provide an average or strong demand for the product. While we feel the energy costs across the country could be of significant importance for a project of this nature we do not feel that there is enough lee way in the profit margin of the project to be economically feasible should demand be lower than anticipated. Our analysis showed the project to be very sensitive to the sales price per unit value of the refrigerator. We used the average demand scenario to produce a sensitivity analysis and found that with just a 5% decrease in the sales price of the refrigerator the NPV quickly dipped into a negative value thus showing the project to be extremely sensitive to the sales price of the refrigerator. Our scenario analysis also exposed a strong probability of the project giving a negative Net Present Value and giving a probable low Internal Rate of Return of only 4.01%. This is mainly due to the projects sensitivity to the sales price of the refrigerator and the potentially lower sales in the event of weak demand for the product. The project’s profit margin is too close to allow for market demand fluctuations which would cause the project to have a negative net present  value. If Tesca were to offer the refrigerator at a higher sales price this would yield a stronger profit margin and may alter the recommended rejection of this project. As we discussed the project is far too sensitive to changes in the sales price of the refrigerators. Even with an average demand of sales volume, if we reduce the sales price we begin to see a negative NPV for the project. Thus, the project is too sensitive to minor changes in the profit margin of the refrigerators. Which is why we are recommending a rejection of this project for Tesca Works, Inc.

Macroeconomic Policies during the Recession of 2008-2009

Macroeconomic Policies during the Recession of 2008-2009 Renyuan Feng An Assessment of Macroeconomic Policies during the Great Recession of 2008-2009 Brief Introduction From 2008-2009, US economy suffered the severe recession from the impact of the global financial crisis. From 1990s, United States has experienced the huge amount of the saving inflows from the other emerging markets (Bernanke, 2009). However, the financial institutions invest these savings with the poor way to develop the sub-prime mortgage and push the real estate price increasing. The sub-prime mortgage loans were provided to the people with poor credit score as the no income, no job and no asset groups. Meanwhile, these bad loans were securitized in the financial market and traded as the financial instruments to provide numerous profits for the financial institutions and Wall Street bankers (Thomas, Hennessey, Holtz-Eakin, 2011). The low interest rate and the increase of housing price had provided new opportunities for these foreign saving inflows. The burst of housing bubble has led the high proportion of defaults on subprime mortgage. With the fall of largest financial institu tion, the whole financial system suffered the damage. Later, this financial crisis has become contagious into the global scale and finally created one of the most serious financial chaoses in the beginning of the new century. During these months, US economy has experienced the severe negative influences as the real GDP fell at a 6% annual rate and the employment positions have been reduced in the large amount every month. The usage of confusing financial instruments as credit-default swaps and collateralized debt obligations in the financial market has been blamed as one of the significant reasons for the crisis (Weisberg, 2010). Meanwhile, the other main causes for this Great Recession could be included as the international global imbalances, the low interest rate for the monetary policy, the lack of regulation for the new financial instruments and conflicts of interest in the financial rating agencies (Bernanke, 2009). Fiscal Policies in Action To deal with this economic recession, US government has passed the American Recovery and Reinvestment Act in 2009. The act aims to develop more new employment and maintain current ones, to stimulate the economy and invest the economic growth and to improve the transparency of government spending. At the same time, the government would provide around $787 billion financial support for the tax cuts, funding for unemployment benefits and funding for grants and loans (Recovery.gov, 2009). The government requires the usages of Recovery funds need to be reported every year to maintain its transparency. The government would also provide financial support to the local school districts. All these actions would help the country’s economy to leave the negative influence from financial crisis. However, the strategies which focuses on the government spending and taxes cut are still be discussed by the economic scholars because the effect of them are hard to be observed and examined(Wilson, 2012). Monetary Policies in Action One of the most significant monetary policies is that the Federal Reserve to support the economy is that usage of quantitative easing. It is the approach that the central bank uses its printing machines to make more notes to buy the assets (Reddy, 2010). This way could effectively decline the notes’ yield and the interest rates of the debt market. This strategy could help the homeowners to refinance their loans because the borrowing costs have been reduced. The investors also are guided into the share markets and bond markets by the market to increase the value of these securities (Reddy, 2010). It could help the US exporters because it weakens the US dollar. The whole process could push the asset prices and inflation expectations, reduce the exchange rate and real interest rates. From 2008 to 2010, the Federal Reserve has bought about $1.7 trillion of Treasury and asset-backed securities to push the economy away from the recession. The economists have predicted that this acti on could reduce 0.5% of the long term Treasury yields and also the rates in the private credit markets. It also helps the asset market, especially the real estate market to increase the prices. This activity could have the possibility to build up another round of the financial bubble because of the higher yields in riskier assets. The quantitative easing could effectively reduce the value of the US dollar and start the currency war. However, it increases the risks of pushing up the prices of commodities and increasing the inflations. The effects and risks of this policy are still the controversial topics. Have the Fiscal Policies Worked? The Fiscal Policy as ARRA actually helps the economy recovery for months. With the implementation of this act, the economy performance was significantly influenced. The real GDP showed the stable growth from the autumn of 2009. The private payroll employment also grew in about 2.2 million from 2010 to 2011(Council of Economic Advisers, 2011). Some measures have the fiscal stimulus has the effect on the increasing level of GDP from 2011. The strong growth of GDP has begun from the third quarter of 2009 and remained the good trend for the economy in the following months. The result is similar with other results from different analysts. Until 2011, the estimation from CEA showed the employment has been increased between 2.2 to 4.2 million (Council of Economic Advisers, 2011). In 2008 and 2009, the employment market has suffered the serious decline because of the impact from the recession. The fiscal policy of ARRA has raised the concerns of the Federal Government into the job market. Fr om the first quarter of 2011, the payroll employment has kept the steady increase in the following months. This result was the significant increase to help more people to work and increase their income. The Federal government has effectively cut its spending and tax in the amount of $697 billion which has followed the estimation of the act. The huge amount of the tax cuts would still continue in the next year plans. The individual tax cuts and the state fiscal relief which occupied the large proportion in the government spending have been paid more attention to deal with. The public investment spending on infrastructure and clean energy have been increased from only $7 billion in 2009 to $182 billion in 2011. It is because this act aims to develop the long-term strategies for the economy. The demands of improving infrastructure and clean energy could effectively increase the competitiveness for the country’s future economic development. These results have been compared with t he other results from different models (Council of Economic Advisers, 2011). There were no significant differences among them. Additionally, the study from Moody’s Analytics model also supported that the current fiscal policies have contributed a lot in to the increase of GDP, jobs and inflation (Blinder Zandi, 2010). After examining the results in different scenario, the study showed that the financial stimulus played an important role in the economic performance. Have the Monetary Policies Worked? The Monetary Policy actually failed to stimulate the economy. First of all, after many rounds of quantitative easing activities, the economy still remains weak. The national economy is in the low-growth environment with the poor GDP performance. The GDP in 2010 was just 2.9% which was the result with both contributions from fiscal policies and monetary policies. Meanwhile, the performance in employment market was also bad with the high unemployment rate of 9.2%. The financial support with more than $2.1 million in the job market actually worked nothing in theses months. All these bad performance have added more pressure to the Federal Reserve. Even though the value of US dollar has been decreased in the global market, the export market could not contribute sufficiently to support the economy. US government was also blamed to control its exchange rate in the global exchange market. On the other hand, the monetary policy has stimulated the creation of the new asset bubble. The impact f or the huge amount of notes in the financial system has shown in the economic performance. The inflation faced the huge challenge in the increasing prices of commodities. The SP has increased twice than last year at 8%. Residents have to face the increase in the commodity. However, the government believed this inflation was still in control and with few risks. The IPO has become the next bubble in the financial market which was the result of commodity boom and asset bubble (Groth Randazzo, 2011). This monetary policy has driven the US Federal Government into one wired situation with the mix of stagnant wages, high unemployment, high inflation and the asset bubble. The government believed that there were no threats from the inflation and asset bubbles. However, the capacity for the government to identify the potential risks and the effect of the current policy were still doubted by the economists. The government policy influenced the indicators for government to adjust its policies has become one of the paradox in the decision making process. All these results could show the failure of quantitative easing policy. Conclusion Currently, US Federal Government has implemented several fiscal and monetary policies to help the economy recover from the chaos of global financial crisis. With the combination of government spending cuts, tax cuts and quantitative easing, the US economy has shown increasing trend. With the comparison from different studies, the fiscal policies have successfully improved the performance of the economy. The government should continue the sustainability of economic development and maintain the concentration into the employment market. On the other hand, the monetary policy as quantitative easing did not show the significant effect on the economy. The increasing inflation and the potential new asset bubbles have brought more challenges to the Federal Government. In this aspect, the government must pay more attention into these two areas to avoid increasing likelihood for the other crisis. The government must adjust both monetary and fiscal policies to achieve the goal. References Bernanke, B, S. (2009). Four Questions about the Financial Crisis. Retrieved from http://www.federalreserve.gov/newsevents/speech/bernanke20090414a.html Blinder,A, S., Zandi, M. (2010). How the Great Recession Was Brought to an End. Retrieved from http://www.princeton.edu/blinder/End-of-Great-Recession.pdf Council of Economic Advisers. (2011). The Economic Impact of The American Recovery and Reinvestment Act of 2009. Retrieved from http://www.whitehouse.gov/sites/default/files/cea_7th_arra_report.pdf Groth, J., Randazzo, A. (2011). The Failure of Quantitative Easing. Retrieved from http://reason.com/archives/2011/07/15/the-failure-of-quantitative-eaRecovery.gov. (2009). The Recovery Act. Retrieved from http://www.recovery.gov/About/Pages/The_Act.aspx Reddy, S. (2010). How It Works; When It Doesn’t Retrieved from http://online.wsj.com/article/SB10001424052748704506404575592722702012904.html Thomas, B., Hennessey,K., Holtz-Eakin, D. (2011). What Caused the Financial Crisis? Retrieved from http://online.wsj.com/article/SB10001424052748704698004576104500524998280.html Weisberg, J. (2010). What Caused the Economic Crisis. Retrieved from http://www.slate.com/articles/news_and_politics/the_big_idea/2010/01/what_caused_the_economic_crisis.html Wilson, D, J. (2012). Government Spending: An Economic Boost? Retrieved from http://www.frbsf.org/publications/economics/letter/2012/el2012-04.html

Arguments Against Transformational Leadership Management Essay

Arguments Against Transformational Leadership Management Essay A person can have many distinctive qualities, leadership is among those qualities, not everyone possess such quality, which made this quality special and extraordinary. In the field of business, a decision often comes down to success and failure, leadership is one of the most important quality for a managerial person to have. As Thomas J. Watson, Jr. had put it: I believe the real difference between success and failure in a corporation can be very often traced to the question of how well the organization brings out the great energies and talents of its people. Leaders that can bring positive or beneficial effect to a group or enterprise are consider as a transformational leader, they are energetic, passionate, not only they focus on the systems and the structure of a business, they also focus on the individual employee to do well and to be successful as well. According to Cox (2001), leadership is divided into two categories: transactional leadership and transformational leadership. The distinction between the two, according to James McGregor Burns work on political leader (1978), are those ones who uses the policy of rewards to motive and earn his/her employees efficiency and loyalty, is called transactional leader; and those ones who gets involve with his/her employee, also possess determination and committed towards success as well as motivates its employees in exchange for their high performance, also their loyalty. However, in this ever changing world, business leaders needs improve his/her skill and ability in order to coordinate wit h the change. In this particular essay, the main focus will be on the transformational leadership and some of the arguments and criticisms against it, as well as some counter arguments in favor of the transformational leadership; along with supporting explanations, facts and various examples. Arguments against Transformational Leadership Theory: Study results shows that Transformational Leadership have its positive effect on organizations, improve its work productivity, performance and as well as the creativities, according to Bass and Avolio (1994), it can be found in every aspect of an enterprise, because sometimes transformational leaders are the type of leaders needed for an company to survive, according to Burn (1978): recognizes and exploits an existing need or demand of a potential followerà ¢Ã¢â€š ¬Ã‚ ¦ looks for potential motives in followers, seeks to satisfy higher needs, and engages the full person of the follower. A transformational leader in an organization often break through its frame of organization culture and thrive, which made transformational leadership one of the most renewed and popular leadership theory in modern days, nevertheless, its resplendency is not without oppugns. There are many criticisms against the theory of transformational leadership, one of the criticism is transformational theory is very difficult to be trained or taught, because its components are too comprehensive; on the other hands, one of the argument against transformational leadership is that followers might be manipulated by leaders and there are chances that what they gain is so little compare to what they lost. Among them all, one of the important key criticisms against transformational theory is accusing it to be only for the selected individuals, which may lead to abusing of power. As Colonel Mark .A Homig (2001) have stated that: Transformational leadership is a double edged sword. Which means that, when a transformational leader over done his part in terms of leadership, his/her innate defect in personality or even later life experience can turn him/her into another type transformational leadership, the one on the opposite side-Pseudo transformation leadership. According t o Mark. A. Homig: has a potential immoral and unethical dimension that could be exploited by an unscrupulous leader inflicted on naive and unsuspecting followers. For example, Adolf Hitler was elected as the leader of Germany, he came into power during Germanys economic inflation and depression in 1920s, he did pull Germany out of its economic depression, however, after first couple of years honeymoon between him and the country, his follower later become so obsessed with him and followed him blindly into his conquest for his so called Lebensraum for Germany, which brought one of the worst disaster to Europe. Other example is Shoko Asahara, founder and leader of Aum Shinrikyo, also known as Aleph, a Japanese cult that is responsible for the Sarin gas attack on the Tokyo subway in 1995. The second key argument against transformational leadership is the un-clarity of its definition and components, since the definitions of the four components (Inspirational, Intellectual, Idealized, and Individualized) associated with transformational leadership are overlapping each other. According to Brayman (1992), the transformational leadership looks more suited to be a set of personality characteristics rather than special requirements. There are other various arguments against transformational leadership as well, like the ones associated with ethics, according to Avolio and Howell (1992), qualities that makes a great leader can lead to unethical act, as the first key point in this section stated, such leader can make his/her follower to make unethical decisions and even commit crimes as well, according to Yukl.G. (1998). One example for this case is Hitler. Within this essay, the focus will be on the above arguments, in the following section, and in-depth analysis will be done. Supports for the Transformational Leadership theory: Two of the key arguments against transformational leadership theory primarily focus on the un-clarity of its concepts, and accusing it to be misleading. However, if we take a closer look at the details and examine the core components of the transformational leadership theory, one can easily notices the arguments against transformational leadership is losing its roots. Based on Benard. M, Bass (2006)s book on Transformational leadership, the qualification of transformational leaders are those who has great personality qualities and the ability to influence others in exchange for their loyalty, it focuses on the processes between the leader and followers. Therefore, those who uses negative examples of transformational leadership such as Adolf Hitler, Benito Mussolini to fault the transformational leadership theorys core concept is false, because idea or the overall construction of the theory of the transformational leadership is solid, and does not varies when people interpolate it dif ferently. Arguments such as the requirements for transformational leadership are sets of personality traits, and it cannot be taught or learn, Oscar Arias have stated: More than knowledge, leaders need character. Values and ethics are vitally important. The basics of leadership can be taught. What is desperately needed is more responsible leadership a new ethic to confront the challenges of our day. Based on an interview and commentary essay done by Jonathan P. Doh (, many educators believes that transformational leadership can be taught, in fact all types of leadership can be taught and learned. Here are some of the quoted interviews from that report: Jay Conger (Professor of Organizational Behavior at the London Business School and Senior Research Scientist, Center for Organizations at the University of Southern California in Los Angeles) have :Yes, most definitely. Here work experiences, bosses, special projects, and role models, education all play a role in leadership development. Using an analogy with sports, not everyone can become an outstanding player despite coaching, yet most will benefit and improve their game. A few will go on to become stars or outstanding leaders given coaching, extensive experiences, and personal drive. Also from Kim S. Cameron (Professor of Organizational Behavior and Human Resource Management at the University of Michigan Business School.) said that: Some people have an inclination to learn some competencies faster or better than others, of course, and some people reflect more charismatic or likable characteristics than others. But many great leaders are not those that appear on the covers of Time and Fortune. They have learned to achieve spectacular results in their own circumstances. Think of parents. Can people learn to become better parents, or are we just born either competent or not? Everyone would agree that effective parenting can be learned and improved. So can effective leadership. Leadership can also be taught, according to Jay Conger, Kim Cameron, and Steve Stumpf (cited in Jonathan P. Dohs interview essay), have all agreed that leadership can be taught, but only to a certain extent. The reason behind this is the three dimensions of leadership: skills, perspectives and dispositions. Just like in school, everything can be taught to students, but there are always some students do better than others, in terms of adapting knowledge, and the ability of applying the knowledge that they have learned. Skills can be taught, and perspectives can be trained, however, dispositions such as ambitions, mental capacity, etc.à ¢Ã¢â€š ¬Ã‚ ¦.is difficult to teach. Bottom line is, leadership can be taught and learned through education and training. There are a lot of examples of leaders that proved valuable to a company, just to name of few in this essay. Steve Jobs is one of the perfect example, he was fired from apple and later came back, and turned Apple into one of the most profitable technology company in the world. Another example is Gordon Bethune, CEO of Continental Airlines (merged with United in 2010), and he joined Continental Airlines during its bankruptcy, during that time, company was losing $55 million dollars per month, he, however, not only eliminated the debt they had at that not, but also increased Continental Airlines stock price from $2 a share to $50 a share. Conclusion: In conclusion, Transformational leadership theory have proved its value throughout the modern days, even if there are some criticisms, it still not enough to effect the core concept of transformational leadership theory. Counter arguments in support for the transformational leadership theory, have proved its aptitude in work performance, quality and earn their loyalty. Key arguments have been vindicated in this essay, even though, motive of a leader sometimes is questionable, but this does not change the core construction of the theory; transformational leadership theory or any leadership theory can be learned or taught, only difference is how well one can adapt and apply the knowledge of leadership. Transformational leadership is surely one of the most popular theory, and most likely will become the resolution for todays organization, as todays enterprises facing many tough challenges such as creativity, sustainability, and uniqueness.

Cystic Fibrosis :: essays research papers

Cystic Fibrosis Shelby Parker sits in the lotus position in the middle of a hospital bed, her slender arms resting on the pillow in her lap. Cystic fibrosis is catching up with her. At 23 years old Shelby stands at five foot two inches and weighs seventy pounds. She seems impossibly thin, her limbs are so frail it's a wonder she can lift a glass of water.   Ã‚  Ã‚  Ã‚  Ã‚  Just a year ago, Shelby was a fulltime college student, but now she spends day and night connected to an oxygen tank. A hose runs into her nose, another pumps intravenous antibiotics into her arm. An infection almost killed her in January, and nothing short of a lung transplant will save her.   Ã‚  Ã‚  Ã‚  Ã‚  A tiny doe-eyed women with a child's voice, Shelby is in a life and death show down with her disease. Her lungs, scarred by repeated infections, are failing. Ten years ago, death would have loomed certain. Today there is hope. Just a few miles from where Shelby waits, doctors at the University of North Carolina are leading a national effort to cure cystic fibrosis by repairing the faulty gene that causes the disease. But that prospect is still very far off.   Ã‚  Ã‚  Ã‚  Ã‚  For Shelby, the only real hope lies in the hands her doctors who have the power to remove her weak, scarred lungs and replace them with a healthy set.   Ã‚  Ã‚  Ã‚  Ã‚  Cystic Fibrosis is a disease caused by an inherited genetic defect. It is not contagious, yet about one in twenty-three people in the United States carry at least one defective gene. This statistic makes cystic fibrosis the most common genetic defect of its severity in the country.   Ã‚  Ã‚  Ã‚  Ã‚  For many, cystic fibrosis used to be known as a childhood disease, and to some it still is. Just thirty years ago, the median survival age was only eight, but thanks to medical advances, life expectancy is now just under forty for cystic fibrosis patients. Today there are an alarming number of adults with this disease who face an added set of problems such as: finding health insurance, going to college, getting a job, and building permanent relationships- all while keeping up physical therapy and medications. For many years the causes of cystic fibrosis were a mystery, but recent advances in biology have made the reasons much more clear. Humans have a gene encoded in their DNA, which manufactures a special protein called CFTR. This protein controls the flow of chloride ions across the cell membrane.

Boracay Island Essay -- essays research papers

The scent of the ocean assaulted my nostrils as I had walked passed it. The palm trees blew in the mist of the cool sudden gust of the tropical, morning air, like smooth feahers swaying side to side.   Ã‚  Ã‚  Ã‚  Ã‚  As the majestic giant Philippine eagle swoops past my shoulder I suddenly found myself in my most favorite place to visit on the face of this planet; the island paradise of Boracay in the Philippines. Boracay Island combines crystal clear waters, sugary beaches that squeak, and lush hilly landscapes into an idyllic tourist haven, that's guaranteed to fascinate anyone into tranquil harmony with its simplistic beauty. Boracay is a breath-taking, unbelievably magical Island. A spectacular paradise set in the unspoiled South China Seas.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Boracay Island is a paradise indeed. The beach is amazing with its white sand, it is wide and stretched on for kilometers. The northern and southern parts of the island rise into picturesque hills that face the sea with weather worn cliffs. The Island has numerous scattered villages interconnected by a maze of intriguing jungle trails.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Boracay boasts one of the world's finest beaches (at least in my opinion.) White Beach, a stretch of white - pebble sand, bathed by a strip of perpetually turquoise water allures me in every sense in my body. Bor...

Essay examples --

Name: Deniz CALIK Section: PLSC 382R-01 Professor: Gregory Robinson Date: 12/16/13 How National Socialist Ideology Affected the World? When Germany was defeated in World War I, German emperor Wilhelm II left the throne and the new republic was founded which is called Weimar Republic. Germany passed from monarchy to republic however the problems were not vanished. That is when the National Socialism first appeared. There was unemployment, poverty and inflation and the national socialists claimed that the democratic institutions, communists and incapable politicians were to blame. These national socialists established a political party called Nationalsozialistische Deutsche Arbeiterpartei (National Socialist German Workers' Party). Their leader was Adolf Hitler. They were anti-capitalist, anti-Marxist, ethnic nationalist, extremely rightist, racist. In politics they were extremely nationalist and in economics they were socialists. The members of the party wore soldier uniforms and behaved as if they were soldiers. By placing their socialist ideology forefront, they became the most and the only power in Germany officia lly. As the time flew, they caused one of the most bloody and brutal wars in history. The Great Depression had also affected Germany. The existing problems came to foreground more than ever. Hitler was seen as a solution for the existing problems according to the general opinion. Thus, the president Paul von Hindenburg assigned Adolf Hitler as the prime minister in 1933. A few months later, in 5 March 1933 the National Socialist German Workers Party polled the 43.9 % of the votes and guaranteed its position as the only party in power. National Socialist principals and its ideas supp... ...Germany but affected whole world, changed political and social structure. In Germany, it created hostility towards Jews and other people who are non-Aryan. Nazi party members killed a lot of people in order to create an Aryan race. They have made various experiments on them, forced them to work until they die, made them live in inhuman conditions and exposed them to numerous other kinds of tortures. National Socialists were deeply committed to the ideology that they could murdered numerous of innocent people without a second thought and accepted the thoughts and orders of their leader blindfold. If National Socialist ideology`s consequence were not that serious, human rights issue would not gain so much importance globally. World War II can be the best and obvious example of how an ideology can conquer mass amounts of people’s minds and reshape the world deeply. Essay examples -- Name: Deniz CALIK Section: PLSC 382R-01 Professor: Gregory Robinson Date: 12/16/13 How National Socialist Ideology Affected the World? When Germany was defeated in World War I, German emperor Wilhelm II left the throne and the new republic was founded which is called Weimar Republic. Germany passed from monarchy to republic however the problems were not vanished. That is when the National Socialism first appeared. There was unemployment, poverty and inflation and the national socialists claimed that the democratic institutions, communists and incapable politicians were to blame. These national socialists established a political party called Nationalsozialistische Deutsche Arbeiterpartei (National Socialist German Workers' Party). Their leader was Adolf Hitler. They were anti-capitalist, anti-Marxist, ethnic nationalist, extremely rightist, racist. In politics they were extremely nationalist and in economics they were socialists. The members of the party wore soldier uniforms and behaved as if they were soldiers. By placing their socialist ideology forefront, they became the most and the only power in Germany officia lly. As the time flew, they caused one of the most bloody and brutal wars in history. The Great Depression had also affected Germany. The existing problems came to foreground more than ever. Hitler was seen as a solution for the existing problems according to the general opinion. Thus, the president Paul von Hindenburg assigned Adolf Hitler as the prime minister in 1933. A few months later, in 5 March 1933 the National Socialist German Workers Party polled the 43.9 % of the votes and guaranteed its position as the only party in power. National Socialist principals and its ideas supp... ...Germany but affected whole world, changed political and social structure. In Germany, it created hostility towards Jews and other people who are non-Aryan. Nazi party members killed a lot of people in order to create an Aryan race. They have made various experiments on them, forced them to work until they die, made them live in inhuman conditions and exposed them to numerous other kinds of tortures. National Socialists were deeply committed to the ideology that they could murdered numerous of innocent people without a second thought and accepted the thoughts and orders of their leader blindfold. If National Socialist ideology`s consequence were not that serious, human rights issue would not gain so much importance globally. World War II can be the best and obvious example of how an ideology can conquer mass amounts of people’s minds and reshape the world deeply.

Effective Study Habits Worksheet

University of Phoenix Material Effective Study Habits Worksheet Respond to the following in 50 to 100 words each: 1. Describe your ideal study environment. I would describe my ideal study environment up in my home office away from everyone. A quiet place is where I can focus and concentrate on my assignement. I can brainstorm and jott my ideas freely when I am distraction free. I can usually complete my assignment in a timely manner when I am relaxed and comfortable. 2.List some of the distractions that might hinder your study progress or your performance in an online classroom. Some of the distractions that might hinder my study progress or performance from being in an online classroom are: watching television, listening to music, cooking dinner, eating dinner, children up and about, telephone ringing, visitors coming by home, and getting sleepy or not getting the proper rest will easily cause you to become distracted and unable to focus on your assignment. 3. What actions can you t ake to manage and eliminate distractions?The actions that I can to take to manage and eliminate distractions are: recording my favorite television shows for later playback, elimating distracting music, cooking/ eating dinner before beginning my homework, turning my telephone off and making sure that get the proper rest before sitting down to complete my assignments. 4. How will you apply your personal learning style? How does your personal Learning style affect your study habits? My personal learning style is somewhat complicated and complexed.I would say that my style is not structured because I really learn from doing. I am a very hands on learner so it is very challenging for me to understand just from reading/doing alone. I feel that my personal learning style can hinder my study habits because I am not in a classroom physically where I the instructor can demonstrate or teach in person. Whereas, I have to create ways for me to comprehend what I am learning myself. 5. List 5 effe ctive study strategies from this week that you will use.Explain why you selected them and why they are effective strategies for online learning. The strategies that I will use are visual, musical, verbal, logic and interpersonal. Visually I can take notes and create charts and timelines that will assist me highlighting important points. Music- I will incorporate music with my learning by allowing myself to medicate on music that relax me before actually starting my assignments. Verbal- I plan to read and ask questions from others that will assist me in understaning the lesson as well as provide feedback to others.Logic- I fell that I use the logic strategy a lot. I always apply my assignments to my real-life situations in order to comprehend what I am learning better. Interpersonal- This is one I feel that I am not that good at but plan to do my best at. Studying in groups is very new to me. I feel that it really is a great way to learn from others on their thoughts and views on a g iven assignment. 6. Identify one change you can make immediately to increase the effectiveness of your study habits. Explain how this will help you become more effective.One change that I can make immediately will be to utilize the logic method more efficiently. I feel that if I ask others more and interact more, then I would be able to express my thoughts and views on each assignment more better. I always feel that I would be embarrassed if I asked certain questions to my peers, so I don’t ask at all, then feel bad because I don’t know or feel somewhat confused about an assignment. I know that if I start utilizing this method more, then it would really increase my study habits.